近距离内射合集

It takes a good teacher to get a class full of high schoolers to care about their retirement savings.

As teachers gear up for the new school year, some of them are getting an education themselves. English, math, science and social studies teachers from across New Mexico are meeting at Albuquerque Public Schools鈥� southeast operations complex this week to attend seminars on how to teach financial literacy, and APS teachers will present their own lesson plans.

Almost two-thirds of New Mexico high school students must take a personal finance class to receive their diploma 鈥� financial literacy is now a graduation requirement in 56 of New Mexico鈥檚 89 school districts. The upcoming school year will be the second that the course is required for students at APS.

鈥淭he single most important gift that we can give our children is to let them know they鈥檙e on their own,鈥� Charlie Bergman, who teaches financial literacy at St. John鈥檚 College in Santa Fe, told the group of teachers. 鈥淵ou鈥檝e got to figure out how to be smart with money.鈥�

Bergman walked the group through the basics of passive income through savings and investments, using the teachers鈥� own pension plans as an example of appreciation. 

鈥淚 would love for New Mexico over the next several years to become the recognized national leader in financial literacy,鈥� he said.

As of October 2025, 30 states require a personal finance course for high school graduation, according to Next Gen Personal Finance, a group providing teaching materials on financial literacy.

鈥淚t鈥檚 really just kind of sweeping across the nation,鈥� said Mandi Torrez, education reform director at the nonpartisan policy group Think New Mexico. Think New Mexico has lobbied lawmakers and school districts to require financial literacy since 2020, and co-sponsored the teacher conference at APS.

Though a 2024 legislative effort to make the course a requirement for all New Mexico high school students narrowly failed to pass, the class is now offered as an elective in every high school, Torrez said. 

鈥淲e talk about chronic absenteeism and student engagement being such an issue. When students feel like what they鈥檙e learning is actually relevant to their lives, they鈥檙e going to get more out of it,鈥� Torrez said. 鈥淚t鈥檚 the practical learning that they鈥檙e asking for.鈥�

Travis Crawley, a government and economics teacher at 近距离内射合集 Vista High School in Albuquerque, said he hopes his students carry the lessons from the course with them into adulthood.

鈥淭he unfortunate part is the mistakes can be pretty costly,鈥� Crawley said. 鈥淕etting yourself into credit problems or debt problems and lowering your credit score can have a pretty literal, costly impact on your life.鈥�

Crawley said he often asks students to pick their dream college and plug the cost into a student loan calculator to see how much they might be paying back for the next 10 years.

鈥淭hey鈥檙e usually blown away and really dejected by it,鈥� he said.

Though it鈥檚 easy to get overwhelmed by how bleak the financial situation may be for many Americans, Crawley said he tries to teach students how to give themselves a head start through savings and investments.

鈥淗ere鈥檚 the really good benefit of it,鈥� Crawley said. 鈥淟et me show you how to do it correctly, so you can be the winner from the system.鈥�

Natalie Robbins covers education for the Journal. You can reach her at nrobbins@abqjournal.com.