LOCAL COLUMN
OPINION: The best tax relief is money working families can keep
For too many New Mexico families, the American Dream has become the monthly balancing act.
It isn鈥檛 about whether you can afford a vacation or a new car. It鈥檚 about whether you can afford groceries after filling your gas tank. It鈥檚 about whether an unexpected trip to the mechanic means falling behind on rent. It鈥檚 about parents lying awake at night wondering how they鈥檒l stretch out one more paycheck.
Families who once could occasionally celebrate with a nice dinner are now carefully watching every item they place in the grocery cart. More working families are visiting food banks for the first time in their lives 鈥 not because they aren鈥檛 working hard, but because the cost of simply getting by keeps rising.
Some of these pressures are beyond New Mexico鈥檚 control.
Conflicts halfway around the world can send gasoline prices climbing overnight. Inflation increases the cost of food, housing, insurance and transportation. Federal policy changes can reshape household budgets in ways that state governments cannot prevent.
But acknowledging what we cannot control should never become an excuse for failing to act on what we can.
The warning signs are already here.
Food banks across New Mexico are reporting extraordinary increases in demand. From January 2025 to January 2026, the number of people seeking assistance increased by nearly 80%. In April alone, visits to our statewide food bank network grew from approximately 150,000 the previous year to more than 230,000 this year. Historically, the greatest demand on our food bank safety net comes between August and November, meaning many families may face an even more difficult fall if current trends continue.
At the same time, upcoming federal changes to Medicaid and Supplemental Nutrition Assistance Program eligibility will place additional financial strain on thousands of working families, seniors and children.
Businesses are feeling these same pressures. Small business owners face higher operating costs, tighter cash flow and greater uncertainty about making payroll. When families struggle, local businesses struggle, too. Affordability is not just a household issue 鈥 it is an economic issue that affects every community in our state.
As policymakers, we cannot eliminate every financial hardship. But we can make sure state government is making life easier instead of harder.
That begins by letting New Mexicans keep more of the money they earn.
Reducing 鈥 or ultimately eliminating 鈥 the personal income tax for working families would provide permanent relief that grows with every paycheck. At the same time, we should strengthen the Low-Income Comprehensive Tax Rebate so families receive meaningful annual tax relief that can help pay bills, stock the pantry, repair a vehicle or build a small emergency cushion.
We should also continue strengthening state-funded nutrition assistance for children and seniors, ensuring that no vulnerable New Mexican goes hungry simply because federal support falls short.
Fiscal responsibility and compassion are not competing values. In fact, they go hand in hand. We have worked hard to build one of the strongest financial positions in New Mexico鈥檚 history. That success should not be measured solely by the size of our reserves, but by whether working families feel greater financial security.
A healthy state budget is important. But the purpose of a healthy budget is not to accumulate money in government accounts. It is to improve the lives of the people who paid into that budget in the first place.
Our budget should never be built on the backs of families who are struggling to make ends meet.
The measure of our success isn鈥檛 how much government collects. It鈥檚 whether a parent can buy groceries without worrying about the electric bill, whether a senior can afford both medicine and food and whether a child goes to bed with enough to eat.
That鈥檚 the kind of affordability New Mexicans deserve, and that鈥檚 the kind of government we should build.
Sen. George Mu帽oz, D-Gallup, represents District 4 in the New Mexico Senate.