近距离内射合集

Housing ecosystems across the country are strained because of a lack of inventory.

That鈥檚 what Ashlea Quinonez 鈥� the Southwest regional administrator for the U.S. Department of Housing and Urban Development 鈥� told local housing leaders during a roundtable discussion at Housing New Mexico鈥檚 headquarters in Albuquerque on Tuesday.

The purpose of the event, Quinonez said, was to gather feedback and hear directly from New Mexicans about the state鈥檚 barriers to affordability.

鈥淲e are very focused on housing affordability. 鈥� We鈥檝e done several of these to get feedback from the community so that we can make sure that we鈥檙e making the proper changes to really spur housing growth,鈥� Quinonez said.

President Donald Trump Quinonez in March 2025. She works with HUD Secretary Scott Turner to advance affordable housing, community revitalization and homeownership opportunities in Arkansas, Louisiana, Oklahoma, Texas and New Mexico.

Quinonez鈥檚 sit-down with local leaders comes as the state and nation grapple with housing affordability challenges, prompting Congress a bipartisan bill aimed at lowering costs.

Tuesday鈥檚 last-minute private event welcomed roughly 40 people representing housing authorities, builders associations, private homebuilders, nonprofits and local governments from across the state.

Describing some of New Mexico鈥檚 current housing challenges, many attendees used a ladder comparison, saying that different stages of housing 鈥� renting an apartment, owning a starter home and moving into a larger multi-bedroom family home 鈥� are like the rungs.

Mackenzie Bishop, co-owner of Abrazo Homes, said those rungs are further apart than they ever have been and that the gap is largest between renting and homeownership.

Bishop noted that there have been recent efforts to direct capital toward low-income affordable housing projects, which he said are needed, but that market-rate housing units are lacking capital. Bishop argued that all of those rungs need access to financing because the state is lacking all types of housing.

Chris Baca, president and CEO of YES Housing Inc., agreed. He added that when someone moves out of a low-income apartment into a market-rate apartment or out of an apartment into a house, that frees up units for people who need them.

Many attendees detailed how essential financing is for housing projects today, with building materials and insurance policies being as expensive as they are.

One attendee said high insurance is the reason it鈥檚 hard to get developers to build condominiums, which are becoming an important option for renters as starter homes are now much larger and more expensive than they used to be.

Bishop said the general liability insurance for a 16-unit condominium project that Abrazo Homes is building in Santa Fe is about the same as the insurance for all of the company鈥檚 housing projects combined last year. He said the Santa Fe condominium鈥檚 policy is about $170,000 per year.

鈥淚t鈥檚 a deal killer,鈥� Baca responded.

Attendees said a shortage of trades workers, a lack of infrastructure investment and slow permitting are also putting the squeeze on New Mexico鈥檚 housing landscape.

Quinonez said many of the challenges that local leaders voiced are similar to those she鈥檚 heard during visits to the other states she oversees.

鈥淭here鈥檚 a lot of commonalities,鈥� Quinonez said, citing concerns she heard about burdensome regulations. 鈥淲e know, based on our analysis, if I鈥檓 going to build a single-family home today in America, about $90,000 of that cost to build that single-family home is tied directly to a regulation of some kind.鈥�

Quinonez said HUD is working to expand access to affordable housing by removing regulations at the federal level and encouraging states and localities to do the same.

HUD is doing the latter through its new Pro Housing program, which has made $50 million available to communities that 鈥渉ave taken steps to remove regulatory barriers to building and preserving homes,鈥� according to the Fiscal Year 2026 Pathways to Removing Obstacles to Housing .

HUD has also released a Best Practices , which outlines the department鈥檚 recommendations to municipalities for facilitating housing growth. Quinonez said the goal of the report isn鈥檛 to tell communities what kind of housing to build, but to encourage communities to build more generally.

Some of the recommendations in the report include capping permitting fees, eliminating green-energy building requirements, expediting the sale of publicly owned lands for housing development, and streamlining permitting by adopting unified development ordinances and leveraging technology to speed permit approvals.

New Mexico Home Builders Association CEO Miles Conway told Quinonez he wondered how HUD is considering making these practices 鈥渁 real carrot鈥� for local jurisdictions in places like New Mexico 鈥� a state that he described as sluggish and reluctant to adopt practices that depart from its historically heavy environmental, aesthetic, zoning and permitting regulations.

鈥淚 think (the Pro Housing program is) a key tool,鈥� Quinonez said. 鈥�(It鈥檚) our primary tool to be able to offer those grant programs to literally incentivize localities to consider making some changes to spur development and more units.鈥�

Housing New Mexico Executive Director Isidoro Hernandez said he was excited to hear about some of the ways HUD is deregulating. In the past, he said many of Housing New Mexico鈥檚 partners have not pursued federal resources because the regulations were too burdensome. He said deregulation across New Mexico鈥檚 housing landscape could 鈥済o a long way.鈥�

鈥淪ome of the reason we don鈥檛 have more partners across the state is because it is complicated; there鈥檚 a lot of work that needs to be done,鈥� Hernandez said. 鈥淚 think loosening up or deregulating some of these programs or the environmental reviews 鈥� would make it easier for people to use these programs.鈥�

Bishop found Tuesday鈥檚 discussion interesting but wasn鈥檛 quite sold.

鈥淚 find that the higher up you go in government, the further away from housing you get,鈥� Bishop said. 鈥淭hey鈥檙e doing some good stuff and the best that they can, but at the end of the day, housing is local. We won鈥檛 solve our housing (problem) until the people in Albuquerque want to solve it.鈥�

Kylie Garcia covers retail and real estate for the Journal. You can reach her at kgarcia@abqjournal.com.